Are you looking for a personal loan in Australia up to $50,000? Do not worry so much because there are more and more lenders as well as companies finance offering these loans. This post, we introduce Pepper Personal Loans.

Pepper Personal Loans
Customers can get the Pepper Personal Loans up to 7 years

In the previous post, introduces people to some of the necessary information that is useful for getting the Coles personal loans, to get more information people can read the article Unlike a standard personal loan, Coles Personal Loans are like credit lines.  Now, let find knowledge about loans of the Pepper in the post today.


Just like a lot of article posts about the personal loans in Australia as well as each type of loans such as personal loans for bad credit, Aussie Personal Loans, the loan interest rate in Australia… this post about the Pepper Loans also includes some main parts. They are:

1. Some purposes to get personal loans from Pepper

Pepper’s personal loans are structured with minimal fees – no registration fees or ongoing fees to worry about. Using these flexible personal loans, you can borrow 5,000 to 50,000 dollars for a variety of purposes, including debt consolidation or payments for holidays, renovations or weddings.

Once you have completed a short online application for Pepper Money personal loan, you will receive your money on the next business day after approval – usually within 48 hours. Pepper personal loan can be used for a variety of purposes, including:

  • Debt consolidation
  • Renovations
  • Right Le
  • Medical bill
  • Student
  • Fees
  • Share
  • Vehicle
  • Boat

Pepper doesn’t have any branches, customers can apply for personal loans with Pepper online. Customers can also talk to Pepper via the phone:

  • Online inquiry
  • Phone, Monday to Friday,  8:00am – 6:00pm (AEDT)

2. Some requirements to apply for Pepper personal loans

If people want to get personal loans from Pepper, customers need to meet the following criteria:

  • Customers are 18 years or over
  • Customer is an Australian citizen or permanent resident
  • Customers have proof of income and employment
  • Customers are able to afford the personal loan repayments
Pepper Personal Loans
Customers can get the Pepper Personal Loans up to 7 years

3. Some steps to apply for Pepper Money personal loans

To apply for a Pepper loan, borrowers can register online through the website. The registration process takes about 15-20 minutes to complete and includes the following steps:

  • Step 1: Once you’ve compared your personal loan options, you can register online from any device
  • Step 2: After you complete your personal loan application and provide supporting documentation, Pepper Money will review your application
  • Step 3: Once approved for a personal loan, the money will be available to you within 48 hours

At the time of registration, you will need to provide the following documents:

  • Proof of identity
  • Proof of income and employment
  • Details of any other financial commitments

4. The interest rate and fees of personal loans of Pepper

  • Loan amount. This loan is available in the amount of 5,000 to 50,000 dollars.
  • Loan maturity date. You can repay this loan for a period of 1 to 7 years.
  • Fixed interest. The interest rate is fixed for the term of the loan. Debt payments remain unchanged until the end of the loan period. Interest is fixed in the middle of 9.99% p.a. and 27.99% p.a.
  • Fast application. You can apply for this loan online and conditionally approved within a few minutes after sending it.
  • Not guaranteed. No property is required to secure the loan amount.
  • Loan purpose. This loan can be used for any purpose, from paying for a wedding to improving travel or home.
  • Payment. This loan is repayable weekly, fortnightly or monthly. Customers will be charged a $ 150 break fee if additional refunds exceed the amount of three or more refunds. If customers want to repay early, they will have to pay 300 dollars.

For example, if you receive a $ 5,000 loan with:

  • A 3-year term
  • Interest rate: 12,55%
  • There will be a mandatory monthly payment of $156.319
  • During the life of the loan, your payments will total $5,627.5

This post is about Pepper Personal Loans. We provide this information to offer you some of the necessary information that is useful for getting Pepper Personal Loans. Also if you are looking for information about the personal loans from Cash Converters, please refer to the Cash Converters Personal Loans link we just provided in the previous article.

Anita (Team Content) – Pepper Personal Loans