RateSetter connects borrowers who want to get a simple or competitive personal loan in Australia with a lot of. They offer online loans to customers. With some steps, you can get the best Ratesetter personal loans. Now, what are these steps?

Ratesetter personal loans
With four steps online, you can get Ratesetter personal loans

In the previous post, Loansaustralia.net introduces people to some of the necessary information that is useful for getting the Catch Personal Loans loans, to get more information people can read the article Catch Personal Loans loans with a wide range of benefits. Now, let find knowledge about loans of Ratesetter in the post today.


Just like a lot of article posts about the personal loans in Australia, as well as each type of loans such as Swoosh Finance personal loans, Pioneer Credit Connect personal loans, RACV personal loans… this post about the Ratesetter loans also includes some main parts. They are:

1. Some requirements to apply for Ratesetter loans

To qualify for a personal loan of RateSetter, you must meet certain eligibility criteria, as follows:

  • At least 21 years old
  • You have a regular source of income. You have a good credit history
  • As a permanent resident of Australia or New Zealand or a 457 Visa Owner (with the remaining loan term on your Visa)
  • You are an Australian citizen or permanent resident, or a New Zealand citizen

2. Some steps to apply for loans of Ratesetter loans

There are four steps to apply for a loan online of Ratesetter. They are:

  • Step 1: Check your rate: Check your personalization rate with our 1-minute RateEstimate (it won’t affect your credit score) – 1 minute
  • Step 2: Register online: Register online in minutes – 5 minutes
  • Step 3: Get a decision: Some approvals happen within minutes, but it can take up to a business day to make a decision after we get everything we need – From 10 minutes
  • Step 4: Receive your money: Money will be transferred to your bank account on the working day after your loan is funded. Same-day transfers may be available in some cases

The benefits of Ratesetter loans

  • Better rate: We reward borrowers well with low-interest personal loans
  • Flexible loan options: Guaranteed and unsecured personal loans from $ 2,001 to $ 45,000, from 6 months to 5 years
  • Simply smarter: No exit fees or early repayment penalties. Easy online loan management
  • Fast online application: RateEstimate 1 minute. Apply 5 minutes

The drawbacks of Ratesetter loans

  • If you have a bad credit history, you will not qualify
Ratesetter personal loans
With four steps online, you can get Ratesetter personal loans

3. The interest rate and fees of 360 Ratesetter loans

  • Loan. Customers can register a loan between $ 2,001 and $ 45,000.
  • Loan term. The loan term is between 0.5 years and 5 years available.
  • There are no penalties for additional or early refunds. Repay your loan early without penalties and additional refunds at any time at no extra charge.
  • Easy to repay. Implementation of repayment is easy, just set up a direct debit facility. You can also make additional refunds at any time, via BPAY or via bank transfer

The fees customers need to pay to vary depending on the loan term what they choose. Depends on the loan term, there is credit assistance fee:

  • 12 months: $249
  • 18 months: $249
  • 24 months: $299
  • 36 months: $299
  • 48 months: $299
  • 60 months $299

The fees below also apply:

  • Monthly fee: None
  • Early repayment penalty: None
Product Name RateSetter Unsecured Personal Loan – 3yr Variable
Interest Rate (p.a.) From 7.43% (variable)
Comparison Rate (p.a.) 9.43%
Interest Rate Type Variable
Min Loan Amount $2,001
Max. Loan Amount $45,000
Loan Security Unsecured

EXAMPLE: With a personal loan of $30,000 of RateSetter

  • Borrowed for 3 years
  • The interest rate of 7.43%pa 
  • Including a $299 establishment fee
  • The total amount paid per month: $903.555/months
  • The total amount payable of $32,528

This post is about loans of 360 Finance. We provide this information to offer you some of the necessary information that is useful for getting 360 Finance loans. Also if you are looking for information about the personal loans from Swoosh Finance, please refer to the Swoosh Finance Personal Loans link we just provided in the previous article.

Anita (Team Content) – 360 Finance personal loans